The deal, in plain terms
gc4.ai turns gift cards into credit you spend on AI models. Here is what that means, what you get, and the few rules that keep it honest.
Last updated 2026-08-15What you're getting
You convert a gift card and receive gc4.ai credit. That credit pays for AI model usage on this service. It is credit, not cash: it can't be withdrawn, transferred, or paid out. It can only be spent on models here.
Conversions are final
Once a card is redeemed it can't be un-redeemed. That's exactly why everything is shown before you confirm: the verified balance, the posted tier rate, and the dollar amount you'll receive. Nothing happens until you press the confirm button yourself. The 30-day clawback section below describes the qualification to this finality rule.
The 30-day clawback
This 30-day clawback qualifies the finality rule above. If you or anyone you shared the code with spends the card after converting it, or the issuer voids it, we revoke the matching credit. That window closes 30 days after conversion. Past 30 days the card is entirely our problem, not yours. If a revoked credit is greater than the balance left in your account, or a settle-time usage overage makes the balance negative, gc4 absorbs the difference and writes it off. You are never invoiced or billed for it.
Credit expires after 12 months
Each conversion is good for 12 months from the day it lands in your account. After that, any unused balance from that conversion expires.
Tier-3 offers
For brands or rates that aren't on the posted board, you can make an offer. It is your choice: enter your card now for one faster review, or have the offer reviewed first and send the card after approval through an emailed claim link. A person approves at your asked rate, counters with a different rate, or declines. Declines cost nothing. If you enter your card now, it goes into encrypted storage immediately and converts only if your asked rate is approved. A decline or counter deletes those stored card details. If you send the card after approval, the emailed claim link is good for 7 days.
No fees
There are no account fees, no monthly minimums, and no charge to convert a card. You pay the same per-use model rates you'd pay anywhere. The tier rate is the posted price of the conversion, not a fee. A Tier 2 card pays 85% because that is its posted rate, with nothing deducted on top.
The anti-phishing pledge
We only ever ask for a card code on the convert page itself, never by email, DM, or phone. If a message asks otherwise, it's not from us; forward it to support@gc4.ai.
Questions
Still deciding? See the posted rates on the conversion page, and Help answers the common ones. This page describes our current terms; we'll update it here whenever they change.